A 'cheap' card isn't just free issuance. The main costs hide in conversion, top-up and ATM withdrawals.
In short: look for low conversion (~0.5%), 0% crypto top-up and no monthly fee. Trustee Plus and Simple Card fit.
Where fees hide
Keep low
- Conversion (~0.5%)
- 0% crypto top-up
- No monthly fee
- Cheap issuance
Check
- ATM fee
- Exchange-rate markup
- Inactivity fee
- Card top-up fee
Cards we recommend
Our tested picks
Trustee Plus — simple, low conversion fee. Simple Card — non-custodial, with IBAN. Both top up in USDT.
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Related
How to choose a card · Best for Ukrainians · Trustee Plus review
FAQ
Which card has the lowest fees?
Low conversion, 0% crypto top-up and no monthly fee.
Why is the ATM expensive?
Cash withdrawal is almost always pricier than paying by card.
Are there hidden fees?
Watch the rate markup and inactivity fees.