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Basics · updated 22.06.2026

How to Spend Crypto

PayWithCrypto Editorial🕑 ~5 min

The easiest way to spend crypto is a crypto card. It converts USDT into the purchase currency at the moment of payment.

In short: get a crypto card, top up in USDT and pay everywhere. Simple options — Trustee Plus and Simple Card.

How to start

  1. Order a crypto card, KYC.
  2. Top up in USDT.
  3. Add to Apple/Google Pay.
  4. Pay online and offline.

Cards we recommend

Our tested picks

Trustee Plus — simple, low conversion fee. Simple Card — non-custodial, with IBAN. Both top up in USDT.

Trustee Plus Simple Card

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Related

Pay USDT in stores · Withdraw USDT to a card · Trustee Plus review

FAQ

How do I spend USDT in real life?

Via a crypto card: it converts USDT automatically.

Do stores accept crypto?

Rarely directly, but the card makes it seamless.

Do I need a bank?

No.

PayWithCrypto Editorial
We test crypto cards for Ukrainians abroad and update materials when terms change.